We all dread the phone call. The one that comes in the middle of a workday or late at night, telling us that Mom has fallen or Dad has left the stove on. For many adult children, the journey of caring for aging parents isn't a sudden sprint; it is a slow, exhausting marathon. You watch the people who raised you slowly lose their independence, and you are left wrestling with a heavy, guilt-ridden question: Is it time for assisted living? It is the question that keeps you up at